Yes, with most carriers you can pay your initial premium with your credit card. We also can take payments via electronic check.

Absolutely!  All life insurance carriers must comply with HIPAA laws.

Because we are a broker, we can shop through several carriers to find the best rate.

If you do nothing, rates will increase annually. However, our policy is not to let you get to that point but to have you lock into a new term.

We are licensed in the continental United States.

Because of the volume of business we do, we have developed personal relationships with underwriters that a local agent would never have access to.

Typically 4-6 weeks.

Yes, all Top-rated carriers require a small blood sample. The technicians are trained to make it as quick and painless as possible.

Any person or entity with an insurable interest.

The owner is responsible for making the premium payments and is the only one that can make changes to a policy.