Yes, with most carriers you can pay your initial premium with your credit card. We also can take payments via electronic check.
Is my information safe?
Absolutely! All life insurance carriers must comply with HIPAA laws.
If I don’t like the offer I receive, what can you do for me?
Because we are a broker, we can shop through several carriers to find the best rate.
What happens at the end of the guaranteed term?
If you do nothing, rates will increase annually. However, our policy is not to let you get to that point but to have you lock into a new term.
Are you licensed in my state?
We are licensed in the continental United States.
Why would I choose Goldberg & Associates over my local agent?
Because of the volume of business, we do we have developed personal relationships with underwriters that a local agent would never have access to.
How long will the application process take?
Typically 4-6 weeks.
Do I have to give blood?
Yes, all Top-rated carriers require a small blood sample. The technicians are trained to make it as quick and painless as possible.
Who can I name as my beneficiary?
Any person or entity with an insurable interest.
What is the advantage of having a separate owner?
The owner is responsible for making the premium payments and is the only one that can make changes to a policy.