Term Life Insurance for Seniors, Individuals of All Ages & Business Needs
Term life insurance is life insurance which provides coverage for a limited period of time. After that period, the insured can either drop the policy or pay annually increasing premiums to continue the coverage. Term insurance is often the most inexpensive way to purchase a substantial death benefit on a coverage amount.
At Goldberg & Associates, we believe that life insurance is a commodity not an investment. We take great pride in saving our clients money on their term insurance. This allows them the freedom and opportunity to invest the savings as they choose. We work with you to help you make informed decisions on what type of policy and what level of coverage is most appropriate for your unique needs. We are a true one-stop brokerage service which means you can depend on us for multiple carrier quoting, policy audit service and in-house underwriting for impaired risk assessments.
Your life insurance needs are unique which is why Goldberg & Associates is dedicated to customizing a policy that works just for you. In fact, we can add long term care and disability riders directly to your life insurance policy so there is no need to purchase additional policies to enjoy the benefits of these products. In addition, we also offer life insurance with an option for conversion after the policy has been in effect in order to extend coverage beyond the level term. This allows individuals to convert their term policy into a permanent policy up to age 70 or 75 while still enjoying the health rating at the time of original policy issue.
- Return of Premium Term Life Insurance
- Buy-Sell Agreement Funding
- Key Person Coverage
Goldberg & Associates has your total life insurance solution. Contact us today to learn more!